In October, every Democrat in the U.S. Senate voted to strip more affordable insurance options from millions of Americans. Senate Joint Resolution 63 — introduced by Senator Tammy Baldwin, D-Wisc. — would outlaw the affordable, short-term health insurance plans that hit the market earlier that month.
In August, the Trump administration finalized a rule to strengthen short-term plans by allowing individuals to keep them for a period of up to 364 days — with the opportunity to renew them for up to three years.
This 364-day standard is the same standard that existed from April 1997 until eight days before the 2016 election, when the Obama administration suddenly prohibited consumers from buying these short-term plans for longer than three months at a time.